Head of Risk & Compliance

Role Overview

Broco is building the financial infrastructure of Francophone Africa — starting where money already flows: merchants, delivery riders, cash agents, delivery networks, and supply chains. We are seeking a highly skilled Head of Risk & Compliance to lead our risk management and compliance strategy across the region.

Key Responsibilities

• Develop and implement a comprehensive risk management framework tailored to the unique challenges of fintech in emerging markets.
• Ensure full compliance with local and international regulatory requirements, including AML/CFT, data protection, and consumer protection laws.
• Lead the design and execution of risk assessment processes, including operational, credit, liquidity, and reputational risks.
• Oversee the compliance monitoring program, including transaction monitoring, sanctions screening, and suspicious activity reporting.
• Advise the executive team on regulatory changes and their impact on business operations and strategic initiatives.
• Collaborate with product, engineering, and business teams to embed risk and compliance considerations into product design and customer journeys.
• Manage relationships with regulators, external auditors, and legal counsel.
• Develop and deliver training programs to build a strong risk and compliance culture across the organization.
• Prepare and present risk and compliance reports to the board and relevant committees.

Qualifications

Required

• Bachelor's degree in Law, Finance, Business Administration, or a related field. Advanced degree (MBA, LLM, or similar) preferred.
• Minimum of 8 years of progressive experience in risk management, compliance, or a related field, with at least 3 years in a leadership role.
• Deep knowledge of regulatory frameworks in Francophone Africa, particularly in Algeria, Morocco, Tunisia, and Côte d'Ivoire.
• Proven track record of designing and implementing risk management and compliance programs in fintech, banking, or financial services.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent communication and interpersonal abilities, with fluency in French and English. Arabic is a plus.
• Ability to work in a fast-paced, high-growth environment with a hands-on approach.

Preferred

• Experience in a startup or scale-up environment.
• Professional certifications such as CRISC, CAMS, CISSP, or equivalent.
• Experience in digital payments, mobile money, or e-commerce.

What Makes This Role Unique

This is not a traditional risk & compliance role — it is an opportunity to build the risk & compliance function from the ground up in a company that is reshaping financial access in Francophone Africa. You will have direct impact on strategic decisions, work alongside a driven team, and see your work translate into real-world financial inclusion.